Website terms of use

1. Who these terms cover

This website is operated by Boxwind CR, S.R.L., a company incorporated in Costa Rica (cédula jurídica 3-102-887839). In these terms, "we" and "us" mean Boxwind CR. "You" means the person, or the business and the person acting for it, that uses the site.

These terms cover your use of the website. They do not cover Box Advance itself. Each advance is made only under a signed Master Crypto-Backed Advance Agreement and an Advance Confirmation. See the key terms summary and who you contract with.

By using the site you accept these terms. If you do not accept them, please do not use the site.

2. Information only: no offer, no advice

Everything on this site is general information. It is not an offer to lend, a solicitation, or an offer of securities. Boxwind CR is not a bank or other supervised financial entity. An advance is not a deposit and is not insured.

We do not give investment, legal, tax or accounting advice. Nothing on the site is a recommendation to borrow, to pledge crypto or to buy or sell any asset. Take your own advice before you decide.

An advance depends on onboarding and on our own decision. Every application is subject to due diligence, and we may decline any application or request. We are not obliged to make any advance. Nothing on this site is an offer.

3. Who Box Advance is for

The site and Box Advance are for businesses, high-net-worth individuals and professional investors, subject to due diligence. We may ask for evidence of your status.

They are not for retail consumers. The site does not target them, and we do not provide Box Advance to them. Some countries and persons are excluded: see restricted countries and persons.

4. Figures, examples and tools

Examples, worked figures, the loan-to-value simulator and the eligibility checker are illustrative. They use hypothetical values where we say so. They are estimates and are not a quote.

Prices of crypto and stablecoins change quickly. A tool result may be out of date as soon as you read it. Your Advance Confirmation, once signed, states the fee, the levels and the amounts that apply to you. If it differs from this site, the signed documents prevail.

5. Availability and changes to the site

We aim to keep the site available, but we do not promise that it will be uninterrupted or free of errors. We may change, suspend or withdraw any part of it, at any time and without notice.

6. Intellectual property

The site, its text, design, graphics, code and the Box and Box Advance names belong to Boxwind CR or its licensors. You may view the site and print pages for your own use. You may not copy, adapt, scrape or republish it, or use the Box names or marks, without our written permission.

Sample documents on the site carry a sample stamp and are for illustration only.

7. Acceptable use

Please do not: attempt to gain unauthorised access to the site or the systems behind it; interfere with it or overload it; introduce malware; scrape or harvest data from it by automated means; or use it for anything unlawful.

If you find a security problem, tell us through our responsible disclosure process. Please do not test our systems in other ways.

8. Links to other sites

The site may link to websites run by others. We do not control them, we do not endorse them, and we are not responsible for their content or their privacy practices. A link is not a recommendation.

9. Limits of our liability for website content

We take care over the content of the site, but we give no warranty that it is accurate, complete or up to date. You use it at your own risk.

To the extent the law allows, we are not liable for any loss arising from your use of, or reliance on, the site or its content, or from any interruption to it. This includes indirect and consequential loss and loss of profit.

Nothing in these terms limits any liability that cannot be limited by law. This section covers the website only. Liability under an advance is set out in the signed agreement.

10. Privacy and cookies

We handle personal data as described in the privacy notice. The site uses only the browser storage described in the cookie policy.

11. Changes to these terms

We may change these terms. If you keep using the site after a change, you accept the new terms.

12. Governing law of these terms

These website terms are separate from the advance agreement, which is governed by the laws of England and Wales, with disputes resolved by LCIA arbitration seated in London.

13. Contact

Questions about these terms: notices@boxwind.io. You can also use the contact page.

14. Accessibility statement

We want this website to work for as many people as possible, including people who use assistive technology. We aim for it to meet the Web Content Accessibility Guidelines (WCAG) 2.2 at level AA. This is a target. We have not claimed full conformance.

What we have done

• Keyboard. We built the site so that every page can be used by keyboard. A "skip to content" link is at the top of each page.
• Focus. The element that has keyboard focus is clearly shown.
• Reduced motion. If your device asks for less motion, we turn off or reduce animation.
• Text alternatives. Charts and visuals that carry meaning have a text description or a text equivalent.
• Colour contrast. We chose text and background colours to give enough contrast.
• No WebGL needed. The home page animation uses WebGL, but every page works, and all the content is there, without it.
• Structure. Pages use headings, lists, labelled form fields and a contents list on long pages, so they make sense to a screen reader.

This is our own assessment.

Known limitations

• The home page animation is decorative. It carries no information that is not also in the text.
• We have not yet tested the site with screen readers and other assistive technology on real devices.
• Some documents, such as samples, may not be fully accessible.
• New problems may appear as we add content.

Report a problem

If you cannot use part of the site, or you need information in a different format, please tell us. Say what page you were on, what went wrong, and what device, browser and assistive technology you use.

Contact: hello@boxwind.io. We will reply as soon as we can. If you are not happy with our reply, use the complaints process.

This statement will be reviewed when the site changes in a material way.